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Jiang says pension systems assumed old people would die soon after retirement and that investment returns would steadily improve, but longevity and market volatility break those assumptions.
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He distinguishes old people in general from old rich people, saying the latter are the problem because they have resources, want pensions, and benefit from social arrangements that burden the young and poor.
Jiang says pension systems assumed old people would die soon after retirement and that investment returns would steadily improve, but longevity and market volatility break those assumptions.
He predicts that pensions will go bankrupt in five to ten years because there are too many retirees and not enough workers.
The immediate political driver of immigration is baby-boomer demand for paid pensions, free quality healthcare, and rising property prices.
Modern healthcare, pensions, and property appreciation make old age materially rewarding enough that baby boomers rationally cling to life and status.
"...people are the problem. They're a problem because they want their pensions. The pension systems in all societies make assumptions about old people. The..."
"So, for example, in Canada, when they first created the pension system, the retirement age was 65, and they expected people to die when..."
"...know? In finance, the dumbest people work where? They work in pension funds. Why? Because it's a boring job. You just sit there and..."
"There's no money in the pension fund for you. Because all that money is gone. Why? Because there are too many retirees and not..."
"...baby boomers. The baby boomers want three things. They want their pensions to be paid. They want quality, free healthcare. And they want the..."
"...slave wages minimum wage and now he's collecting a very generous pension from the canadian government it's free money for him he has access..."
"um some muscle control um and does some cleaning for him and really um it's his best life and his in his house he..."
"...And so they put all this money into welfare, into their pension system. The Chinese have been giving America a bad trade deal. The..."
"...of progressive worker reforms, including health insurance, accident insurance, old age, pension, workers' protection, children's protection, okay? It is because he recognizes that a..."
"...people in Brussels just care about collecting their paycheck, collecting their pension, and they want to just keep their jobs and certainly go with..."
"...for everything so that Europeans can have their welfare and their pension? Everyone's taking advantage of America and is destroying America. So let us..."
"...Okay? So this includes the GCC, the China, Europe and its pension funds, and also Japan. Okay? Japan is investing in America because of..."
Western decline looks like immigration crisis, unaffordable housing, assisted death, fake prosperity, debt, surveillance, and war.
The lecture begins with Canada's immigration crisis and ends with a theory of Western collapse.
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